Special Discount, Hurry!

File Your Taxes Online: Go Green

Tax Filing TaxMunshi LinkTaxMunshi

Subscribe by Email

Enter your email address:

Delivered by FeedBurner

Subscribe in a reader

Financial Awareness

Primer on Managing Your Short Term Money Goals

Philip Brewer  has a primer on  Wise Bread on  Managing your short term money. Read on.

It's easy to find books and articles on how to manage your money to support your long-term goals. You can read a lot about stocks and bonds, retirement accounts, investing in gold, real estate, options and futures. But managing your day-to-day spending money tends to get short shrift. Here's a primer.

There are three big reasons to hold cash: Liquidity, short-term goals, and emergencies.

Read more...

Economy

Second Quarter Review of Monetary Policy 2009-10

The RBI announced its Second Quarter Review of Monetary Policy for the Year 2009-10 today and as expected, has left the key rates unchanged. Though the RBI kept key rates unchanged, it hiked Statutory Liquidity Ratio (SLR), the deposits that commercial banks are to park in government securities, by one percentage points to 25 per cent.

While this should have brought some cheer to the markets, they plunged deeper into the red not only because the RBI looks set to raise interest rates going forward, but also because the central bank has upwardly revised its target inflation by March 2010 end to 6.5% from 5% earlier.

The upward bias in interest rates was apparent from the RBI's move to hike the statutory liquidity ratio (SLR) to 25% from 24%. Having said that, whether interest rates in the future rise or not will depend on whether the inflation continues to rise the way it is doing now, and the economic momentum continues to pick up pace.

Read more...

Editor's Choice

Playing Soccer And Personal Finance Are Similar

Spain is Soccer World Cup 2010 Champion. Analysts say that is because of their mental strength, their wily forwards, a strong defence and the hardworking midfield.

Important: Do remember that what the analyst say is on the basis of hindsight of course. Spain was pilloried for losing their first match by the same analysts! This article is about what you can learn from the game of soccer and apply to your own personal finances!

Read more...
Stocks
Doing Your Homework Before Investing In Stocks PDF Print E-mail
Written by Ranjan   
Thursday, 08 July 2010 16:51
AddThis Social Bookmark Button

This article takes it's motivation from Deepak Shenoy's post on shares, IPOs and stock markets.

Investing in stocks is very rewarding but comes with a caveat. It is not for the faint hearted and you need to have a disciplined and informed approach to stock investing. A friend was boasting about his Stock picks and how he has discovered a whole lot of money making stocks. To be fair to him, he had a good sense of stocks which were selling below their value in the crashes. And he helped himself with those stocks “On Sale”.

But (being a friend), he also admitted that some of his stocks happened to be the “falling knife”. (Falling knife stocks look like undervalued stocks, but continue to go downhill)

The point I want to make is not to laugh at my friend but realize that becoming a self proclaimed stock guru can be easy but dangerous! And we need to beware of a lot of “noise” in the media giving out “hot tips” and “get rich quick” schemes.

That’s why learning all about shares is a good idea before you begin.

Last Updated on Monday, 12 July 2010 10:56
Read more...
 
TIPBlog's Thought Process For Investing In Stocks PDF Print E-mail
Written by TIPBlog   
Friday, 04 June 2010 06:29
AddThis Social Bookmark Button

As a do-it-yourself investor, I enjoy the process of investing much more than finding my next company I will invest in. Admittedly, the process is much more challenging than finding the winning stocks. Yes, you read it right! Investing process is very difficult in many different contexts. Managing the portfolio requires wearing different types of hats. Sometimes you have act and behave like a leader, sometimes play the role of manager, and on many occasions you work like an employee. Originally posted here

Read more...
 
What Is My Style Of Investing In Stocks PDF Print E-mail
Written by Ranjan   
Tuesday, 25 May 2010 10:57
AddThis Social Bookmark Button

A friend was boasting about his Stock picks and how he has discovered a whole lot of money making stocks. Until I casually asked him how long has he been doing this. One year, he sheepishly admitted. He has been investing in the recent Bull Run and with the beginners’ luck with him; he was a self styled “Stock Guru”.

To be fair to him, he had a good sense of stocks which were selling below their value in the crash of January, 2008. And he helped himself with those stocks “On Sale”. To another question, he admitted that 1-2 stocks happened to be the “falling knife”. (Falling knife stocks look like undervalued stocks, but continue to go downhill)

The point I want to make is not to laugh at my friend but realize that I have gone through a similar process. And the first learning is that nobody is a stock guru!

Read more...
 
Behavioural Aspects of Investing in Stocks PDF Print E-mail
Written by Rohit Chauhan   
Tuesday, 27 October 2009 17:45
AddThis Social Bookmark Button

Let me tell you a short story : There was once a smart young guy who like all of us was a charming, intelligent and hard working fellow (please replace guy with gal – for the ladies reading this blog). Now this guy, like others knew that the stock market is the place to invest your money if you want to get a good return. So he would occasionally dabble in the stock market and would make a few bucks here and there, nothing serious though.

One day our friend was relaxing at home, watching CNBC, where a smart confident looking analyst recommended the stock of a hot upcoming company (lets call the company longshot). The analyst was extremely bullish and was going ga-ga over the prospects of the company. This was a hot company in a hot sector (hot – hot !!). The company had increased its profits by 5 times in the last 3 years and was growing rapidly. The promoters were confident that sky was the limit and they would be the next infosys of their industry.

Read more...
 
Stock Picking in the Cement Industry PDF Print E-mail
Written by Ranjan   
Sunday, 14 December 2008 00:29
AddThis Social Bookmark Button

The Indian construction industry is very large and is a growth driver to various sectors of the economy. It employs about 31 million persons – second only to agriculture in terms of employment. It consumes 40-50% of the National Plan outlay and contributes 20% of GDP

The cement industry is the most visible beneficiary of the housing and construction boom in the country. The importance of the housing sector in cement demand can be gauged from the fact that it consumes almost 70%-80% of the country’s cement.

Read more...
 
<< Start < Prev 1 2 3 Next > End >>

Page 1 of 3
RocketTheme Joomla Templates